Discover the perfect blend of comfort and functionality in this updated 4-bedroom, 3.5-bathroom home. ** ALL BIG TICKET ITEMS HAVE BEEN REPLACED - HVAC (and ductwork), WATER HEATER & ROOF. The windows have also been updated from the builder grade!** Designed with multi-generational living in mind, this residence features a versatile room on the main floor, previously used as an in-law suite. A walkway leads up a covered front porch. Once inside you will notice the 5'' molding & durable LVP that spans throughout nearly the entire first floor. To the left is a formal living space, and to the right french doors lead into the freshly painted ''flex room'' ; it has been outfitted with pocket doors with the ability to completely close it off as a private bedroom OR open it up as general living space. A tastefully designed bathroom off this room features an expansive step-in tile shower with bench and grab rails. The cozy family room with a beautiful stone GAS fireplace is open to the kitchen that has been completely updated featuring top of the line soft close cabinetry with crown molding, granite countertops, SS appliances and an extended stone backsplash. There is also a large pantry with double doors, and breakfast bar. A spacious breakfast room (which the owners have used as their dining room) has sliders to a generous deck overlooking the backyard, creating an ideal space for indoor-outdoor entertaining. Main floor also hosts a large utility closet, powder room and laundry room with storage cabinets. Laundry room has access doors to both the backyard AND the garage, so coming in for a break from the pool is less of a mess! Upstairs the primary bedrooma0;includes a sitting area and large step-in closet in addition to the walk-in on the other side of the room (with hidden attic storage access). Primary bath features a stone top vanity, stall shower and a huge soaking tub. All three additional bedrooms are generously sized, one featuring a walk-in closet. Thea0; common bathroom has a tub shower and linen closet as well as a large vanity with storage. There is STILL MORE - aa0;finished basement with recessed lighting and heat/AC - this space offers 2 large spaces, as well as a private room and a storage/utility room.Upstairs and back on the deck steps lead you to either the sparkling in-ground pool (33-gallon gunite with new filter) or the expansive open yard, providing plenty of room for recreation. The pool area is surrounded by a well-appointed patio perfect for dining, sunbathing, and entertaining alike. There is also a 12x20 shed with electric and fenced garden area. Home features a 1.5 car attached garage with an access door and the expanded driveway offers plenty of parking. The detached garage is a dream come true for hobbyists and mechanics, featuring 12-foot doors and soaring ceilings. With ample space for tool benches, equipment, and additional built-in storage under the stairs as well a mini-splita0;HVAC unit this garage is both practical and secure, boasting double fire-rated ceilings for added peace of mind. Above the detached garage, a private loft awaits, accessible via a separate entrance inside the garage or exterior stairs. This large loft is a versatile space, complete with recessed lighting, a small kitchenette with a sink and refrigerator, a full bathroom, and a private deck - ideal for guests, a home office, or a creative retreat. The FULLY FENCED yard is just shy of 1 acre & surrounded by mature privacy trees, this is a PREMIUM landlocked lot adding an extra level of privacy. Lovingly maintained and thoughtfully updated over the years by the original owners who are in the construction business, this home exudes quality and care. The Saddle Ridge community is one of Stover's finest featuring only 42 homes that are purposefully spaced and situated on large lots - they don't build neighborhoods like this in MOT anymore!!